Privacy Policy – FruxPay

FruxPay (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting it through this Privacy Policy. This Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.fruxpay.com] (the “Site”) or use our services.

1. Information We Collect

• Personal Information: name, business name, email address, phone number, billing/payment details, and any information submitted through our forms. • Technical Data: IP address, browser type, operating system, and other analytics information. • SMS Information: mobile phone numbers collected for SMS communication purposes.

2. Use of Information

We use your information to: • Provide, operate, and improve our services. • Process transactions and manage accounts. • Communicate regarding appointments, updates, and billing. • Send SMS reminders, follow-ups, or notifications (with your consent).

3. Mobile Opt-In & SMS Consent

By opting in, you consent to receive SMS messages from FruxPay. Mobile opt-in, SMS consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

4. SMS Communications

If you have opted in, you may receive text messages including but not limited to: • Appointment reminders • Follow-up messages • Service updates Example: “Thank you for reaching out to FruxPay. We’ve received your inquiry and are working on a solution. Our team will update you within 24 hours. For questions, reply or call customer support 813-742-5421”

5. Message Frequency

Message frequency may vary depending on your engagement. You may receive up to 10 SMS messages per week for appointments, billing, or service notifications.

6. Fees for Messaging

Standard message and data rates may apply, depending on your mobile carrier.

7. Opt-Out

You may opt out of receiving SMS messages at any time by replying “STOP.” You may also contact us directly to be removed from our messaging list.

8. Help

For assistance, reply “HELP” to any SMS or contact us at [support@fruxpay.com] or [813-742-5421].

9. Data Security

We maintain industry-standard safeguards to protect your information.

10. Changes to Privacy Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

11. Contact Us

If you have questions about this Privacy Policy, contact us at: FruxPay Merchant Services 11268 Winthrop Main St, Suite 101 Riverview, FL 33578 support@fruxpay.com

Terms & Conditions – FruxPay

Effective Date: [Sept 1st, 2025]

These Terms & Conditions (“Terms”) govern your access to and use of the FruxPay website and services. By using our website or services, you agree to be bound by these Terms.

1. Use of Website

You agree to use the Site only for lawful purposes and in compliance with all applicable laws.

2. Services

FruxPay provides merchant payment solutions, point-of-sale systems, and related business services. Specific terms may apply to individual agreements.

3. SMS Terms & Conditions

1. Consent: Phone numbers collected during the SMS consent process will not be shared with third parties for marketing purposes. 2. Types of Messages: You may receive appointment reminders, follow-ups, or service updates. 3. Message Frequency: Up to 10 SMS messages per week may be sent. Frequency may vary. 4. Carrier Fees: Standard message and data rates may apply. 5. Opt-In: Consent is obtained via form submission on our website. 6. Opt-Out: Reply “STOP” to unsubscribe. 7. Help: Reply “HELP” or contact us at [customer service number]. 8. Disclosures: Message and data rates may apply. Opt out at any time. Frequency may vary.

4. Limitations of Liability

FruxPay shall not be liable for any indirect, incidental, or consequential damages resulting from use of our services.

5. Modifications

We may update these Terms from time to time. Updated Terms will be posted on this page.

6. Governing Law

These Terms are governed by the laws of the State of Florida.